One in Five Americans Struggle to Pay Medical Bills
Debt strikes the poor. Low-income and middle-income families faced a disproportionate burden, as more than half of the people in these communities with medical debt reported an inability to pay any of their medical bills. The average level of medical debt amongst low-income Americans was a staggering $6,500.
Source: chapter7.com
Video: National Debt Relief Agencies, Call (800) 981-5323 for Debt
Five Ways to Deal with Medical Debt
Allmand’s vision is rooted in his own financially precarious childhood in Abilene “My father always had difficulty holding a job and supporting our family, so after my parents divorced when I was 12, my sister and I got jobs to help make ends meet,” he recalls. “I remember what it felt like as a child to worry that our car would be repossessed or home foreclosed on.”
Source: allmandlaw.com
Common Mistakes To Avoid In Medical Bill Debt
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Medical Bill and Claim Resolution Will Pay Off the Medical Debt for a Lucky Nominee This Holiday Season
Clients can send MBCR their story with as many details as they can share (the more details the better for evaluation) Clients must include why they feel their nominee should win Include complete contact details, including mobile and/or home phone numbers and email The majority of the medical bill debt must have been incurred within the last 12 -24 months Submit via email with Subject line: "Medical Bills Be Gone Nomination" to mbcr@medicalbillandclaimresolution.com or by snail mail to:
Source: rambergmedia.com
A few simple tips to follow in order to pay off the medical bill debt
Overwhelming medical bills is one of the most common financial obligations for almost all individuals in the U.S. Many individuals are being unable to pay their medical bills on time and thus, incur an outstanding medical bill debt. According to Families USA, more than 41 percent of consumers are struggling hard to manage their medical bill debt. However, fortunately, following a few simple tips will help you pay off your medical bill debt sooner or later.
Source: desmoplasticmesothelioma.biz
Can Calling About a Medical Bill or Debt Make It Stay Longer on Your Credit Report?
The statute of limitations on a debt for which a creditor can sue you for non‑payment depends on a whole host of factors. To answer that question, I’d need to know the answers to these questions: First of all, what is the state in which you live in? Additionally, was it an oral or a written contract? Also, what are the specific state laws that govern those contracts in the area in which you reside?
Source: askthemoneycoach.com
6 Things You Should Always Negotiate
Automobiles- This is probably one of the first thing that comes to someone’s mind when it comes to negotiating prices. Have you ever noticed the salesman going into the “back room” to ask their manager about the price? Yep, they’re playing the good ol’ fashion “bad cop vs good cop”. Car salesmen are notoriously known to be the best salespeople in the industry. The moment you’re in the door, that’s when their sales approach starts. Be calm and don’t be overwhelmed. It’s their job.
Source: moneytalkscoaching.com
Medical Bills, Debt Sends Many into Bankruptcy
And, consumers looking to erase their medical bill debt through bankruptcy will need to figure out which bankruptcy is right for them. Is it Chapter 7, which erases many debts but may liquidate a consumer’s assets? Or Chapter 13? Consulting an attorney to discuss your medical bills and bankruptcy might be a prudent option, as bankruptcy law is complicated and can be difficult to navigate without some expert guidance.
Source: findlaw.com
Surviving Single Motherhood: You Are Your Best Advocate
After I had the Peanut, the hospital’s billing company would send stacks of bills. The closer I looked at them, I realized they were trying to charge me for days I wasn’t there, for procedures and testing that never happened and had multiple account numbers on what appeared to be identical bills. After an unproductive discussion with the billing company, I wrote the hospital and threatened to have them audited. I received a call from the hospital immediately and everything got cleared right up. Although, ever year for the next three years, that billing company would send me a bill for some random something, with an account number that was attached to several people, and I’d have to go through the whole process of threatened to have them investigated to get it resolved. It made me wonder, how many other people just paid those bills? How many people who are drowning in debt from medical bills wind up paying three times what they should because unethical billing practices? What brought this up? Well, I received a bill from the school for a school lunch…the Peanut always brings her own lunch. I talked to her about it and she very adamantly assured me that she has not bought a water, a lunch, a snack or anything ever. She knows she’s allowed to, so she had no reason to lie. Plus my daughter narcs herself out, she’s not one to keep secrets. The school informs me that the kids punch in their own PIN numbers so there’s no way someone else used hers. I know adults that screw up entering data, but a small child can’t? WTF? Long story short, she wanted me to pay it. I said absolutely not. We argued. She said she’d look into it. Later, the lunch lady brought my daughter up to this woman, who realized she had never seen my daughter ever so perhaps there was a mistake. You think? I won’t hold my breath for an apology. My point wasn’t that $2.30 was a big deal. The point is I’d bet, much like the hospital, they make hundreds of thousands a year on incorrectly billing people. And why should they fix it, right now this system is allowing them to get paid for food they’re not serving. Big businesses are screwing us because we let them. You have to advocate for yourself. Don’t allow all these companies to make you feel powerless. If you’re reading this, then obviously you have internet access…stop messing around with apps and start educating yourself. Learn what your rights are as a consumer. And stop paying bills you don’t think you owe! Fight, ask for supervisors, write down the names of who you talk to, and file complaints with the government agencies that are suppose to police this stuff. They will call you back. And before you say, who has time for that? Think about it like this….if you get a $5 bill you don’t actually owe, but you just ignore it instead of calling and fighting with them, they’ll send it to collections and in a few years that $5 will turn into $5000. If this post wasn’t already so long, I’d go into the time and energy it takes to fix that mess. Start advocating for yourself, you can’t afford not to.
Source: blogspot.com